Eat Your Problems for Breakfast

Although the name of this article is inspired by a book title from twenty years ago, I still love that little phrase. One of the most human of all the things we do is try to avoid pain. No one wants to be [...]


 

Get Dressed Without Financial Stress

Sure, we say the “clothes don’t make the man.” But as I visit Christians sharing the No Debt, No Sweat! Christian Money Management Seminar, I see some really nice threads. A major expense for most families is clothing. But, there are ways to [...]


 

Past Blessings are Great Reminders

Several months ago, I was totally bummed. It seemed that life was falling in on me. Nothing was the way it should be. Among other things, I had lost my voice. Being a full time Retooled and Refueled Seminar speaker, you can see [...]


 

When Not to Buy a House

For decades, the common wisdom has been that it’s good to own a home. Tax laws have been structured to encourage home buying. (Owners get tax deductions on their mortgage interest.) The net result was that by 2004 about 70 percent of Americans [...]


 

Gratitude for Answered Prayer

Here’s an understatement: Life is busy. If you are like me, the 168 hour week you are presently experiencing is only about half of what you need. Sometimes busyness and tight deadlines cause me to perform in a less than considerate way. I [...]


 

Car Buying Tips

Last time, I shared my history as a car salesman and encouraged Christians to be shrewd in their dealings with the world – especially in regards to their finances. Now, I want to share some tips on the right way to buy a [...]


 

Principles of Godly Giving

Once we realize that all we have is God’s, then the question becomes one of stewardship. What are we going to do with that money? Serious Christians have always realized that a portion of their money should be given to Godly causes. When [...]


 

College Kids and Credit Cards

Less than ten percent of college kids carried credit cards in the 1990′s. Approximately 70 percent carry these little gems today. Those that have credit cards don’t just carry one card; five is the average. The most striking aspect of this decline into [...]


 

Cut Medical Costs

When I go to a church to share the No Debt No Sweat! Christian Money Management Seminar I frequently hear heartbreaking stories of the financial struggles various attendees are facing. It’s especially touching when a family has been overwhelmed by medical bills they [...]


 

Refinance Your Mortgage?

Let’s suppose you own a home that you bought several years ago when rates were higher than they are today. You have heard mortgage company advertisements for refinancing. But this whole refinance thing sounds confusing. Yet, you have a sick feeling in the [...]


 

Debt Problems?

You are not alone! Debt problems don’t just happen to uneducated folks. Bright, suave, business tycoons and financiers fall into the debt trap. Borrowing, and the associated problems it can bring, affects people in all walks of life. Today, if you’re struggling with debt, I want you to know that you’re not alone—not by a long shot. The average family carrying credit card debt probably owes a little over $11,000. The good news is, there is hope!

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About the Seminar

Steve’s No Debt No Sweat! teachings on Christian money management have had a profound effect on people around the world. People are learning to live within their means. Some are able to give more. Marriages are closer. Others have learned how to avoid bankruptcy. Instead of pandering to the “wealth and prosperity” teachings that are so popular today, Steve gives clear, simple, practical solutions with a Biblical base. This stuff really works!

About the Seminar

 

 

WATCH MORE VIDEOS

Beware of the Credit Card Minimum Payment Trap

When it comes to credit cards—there’s an important topic to consider: the minimum payment trap. Millions of Americans think they’re doing just fine as long as they make the minimum payment each month. But, believe me, if that’s all you’re paying you’ve already [...]


 

Parents, Be the First to Apologize

I speak fondly and gratefully about what Tom Brokaw called “The Greatest Generation.” These were the young people of the early forties who gave up their own youthful dreams and fought a world war. Their efforts are the basic reason German and Japanese [...]


 

Avoid the Credit Card Sinkhole

Having spoken to thousands of debt-ridden Americans, I’m convinced that credit cards are one of the most misused financial products in the country. I see more pain, sin, marital problems and mental illness due to credit card problems than any other single source. [...]


 

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