What Others Have to Say

See what Christian Leaders have to say about Steve Diggs’ No Debt, No Sweat! Christian Financial Management Seminars…

“Whether it’s on the football field or in real life, one of the keys to victory is good coaching. Steve Diggs’ teachings as a life coach have blessed people worldwide. Steve is a life skills coach who knows his subject and communicates it with authority. He gets to the point, he tells the truth, and he shows others how to enjoy abundant success. He has blessed my life. I know that Steve will bless your life too."

– Gene Stallings, Professional & College Football Coach (Retired)

“Steve, thanks for the great ‘No Debt No Sweat! Seminar.  Many of our families are financially stressed. I could see them eagerly absorbing your presentation and vowing to live differently.  I was pleased to see the number of guests who were drawn to the seminar as well. You are doing a valuable work for the Kingdom!”

Dr. Matt Soper, Senior Minister, West Houston Church of Christ, Houston

The giving here at JBCof C went up immediately after last year’s seminar—and it hasn’t gone down since! We are now able to expand and accomplish ministry goals that have been on the burner. Steve, thanks!

The Elders, Jacksonville Beach Church of Christ

“Steve, (your No Debt No Sweat! Seminar) has been the best attended event we have ever had here at Northwest—the folks really are enjoying it!”

Jim Shannon, Lead Minister, Northwest Church of Christ, Florida

“Wow … what a presentation!  What you’re doing with our civilian audiences is desperately needed. Your communication skills are second-to-none and command the attention of all ages!"

– Colonel Michael C. Whittington, USAF Senior Command Chaplain (Retired)

“We have closed our books for the year.  In the previous year our giving was in line with what it had been previously.  However this year, since the seminar, we have seen a 30% increase in giving with no big change in attendance. Thanks for the time you spent with us.  Your talks and videos have made a difference."

Dr. Owen Phillips, Professor of Economics University of Wyoming & Church Elder

“Steve was engaging and his heart for Jesus shined through as he addressed tough issues in a loving way. Our survey of attendees revealed highly favorable impressions and interest in hearing more from Steve.”

Dr. Keith Stelzer, Stewardship Elder, Gateway Presbyterian Church, Oregon

“Steve Diggs is an amazing person!  A friend of mine for years, I’ve watched him go from business success to true significance—and triumph! He’s eminently qualified to help others develop the money-skills, life-skills, and God-skills that will help them go the distance.  Don’t miss Steve!”
– Pat Boone, Entertainment Icon   

“The workshop was truly blessed by your presentation.  We are continually getting strong comments…just as I would expect.  You are doing much good.”

– Terry Rush, Director, Tulsa Soul Winning Workshop

“Many people talk about money and life-skills, but few people know how to communicate these important truths from God’s perspective—filled with very practical strategies.  Steve Diggs does, just that. He is witty, funny and compassionate.  The way he presents the subject leaves a lasting impression on the listener. We join others in highly recommending him!” 

Pastor Alberto Carbone,  MCI Church/Canada, Quebec    

“Our weekly giving has increased and our attitude towards money has a more Biblical context.  Steve Diggs does an outstanding job communicating clear and simple principles in an environment that is educational and fun.”

– Jack English, Minister, Center Street Church, Fayetteville, AR

“Steve Diggs does the best job of explaining biblical stewardship that I have ever heard.  Your church members need to hear this!”

Pastor Jim McGuire, Village Baptist Church, Beaverton (Portland), OR

“Steve Diggs…was just what the Christ Church people needed.  His seminar was presented with clarity, humor, and good common sense. We had nothing but positive comments from our seminar at Christ Church.”

L. H. Hardwick, Jr., Founding Pastor, Christ Church, Nashville

“The No Debt No Sweat! Seminar is a must! The common sense approach, scriptural basis, practical tips, and even humor combine to provide a very enlightening experience as well as promote the need and example of good stewardship.”

Patrick Worthy, Senior Minister, Greenville Avenue Church of Christ, Dallas

“In this time of financial uncertainty, Steve Diggs’ No Debt No Sweat! Seminar is a must! By using humor, practicality, and authenticity Steve presents a Biblically based and informative model of good stewardship for all ages and life situations.”

– Doctors Jerry and Lynn Jones, Marriage Matters Ministries

“The message that Steve Diggs presents is one that needs to be told as often as possible. It is a message that is easy to understand and practical in today’s society. I highly recommend No Debt No Sweat! to schools, churches, couples, parents, anyone who is interested in money management from a Godly perspective.”

– Dr. David B. Burks, President, Harding University

“Thank you so much for helping us and so many others understand God’s principles for handling money…You are a gift!"

– Tim Martin, First Day Ministries

“With a world to win for Christ, Christians need to learn to be financially capable and accountable, especially in this time of ups and downs in our economy.  Steve Diggs’ interesting, practical and forceful presentations in his No Debt No Sweat! Seminars are needed and all who attend will profit from his classes.”

– Tex Williams, Founder, World Bible School

“Just wanted to tell you how much I appreciate you being with us this past weekend.  You are Apollos—learned and eloquent, a great communicator.  And you are Joseph—a man of many colors.  Thanks for blessing us…”

Keith Parker, Evangelist  

“We greatly appreciated Steve’s ministry at Glendale.  Steve is a great communicator with a vision for teaching the truth of God’s Word…His presentation is sound and his heart is for God and God’s people.  We thank the Lord for Steve’s ministry.”

Jim Clay, Family Minister, Glendale Christian Church, Springfield, MO     

“Thank you so much for ministering to us and for us. We were richly blessed and the conversations you stirred continue to grow and encourage people in making better financial decisions. God be with you.”

– Don McLaughlin, Minister, North Atlanta Church of Christ, Atlanta

“We have had two…Seminars with Steve Diggs on our campus and we have scheduled another one for next year. I would recommend this valuable and helpful seminar to any Christian group or business.”

– Dennis Jones, President, Heritage Christian University, Florence, Alabama

“The No Debt No Sweat! Seminar is an effective tool in encouraging members to get serious about financial responsibility. My wife and I benefited greatly."

– Chris Smith, Senior Minister, Harpeth Hills Church, Nashville

“God is using you in powerful ways to bless His people. Your presentations renewed my determination to make sure…we educate every one of our students in stewardship issues.  Thank you for blessing our campus. On behalf of Oklahoma Christian University, thank you. I have heard many positive comments…thank you again for your positive contribution.”

Dr. Mike O’Neal, President of Oklahoma Christian University

“I definitely recommend Steve’s ‘No Debt, No Sweat’ workshop to anyone looking for sound biblical guidance in this important area.  His presentation is humorous, relevant, and thorough.  If you’re ready to take action and move forward, then check it out!”

Pastor Todd Stevens, Friendship Community Church, Mt. Juliet (Nashville)

“I could not have been more surprised at how fun and pleasant your presentation was.  Instead of beating people—like me—up, you gave us hope and a roadmap out of trouble. You brought everyone hope and peace. Know that those you helped remember you fondly. You have friends here in Rochester. To others, I would highly recommend bringing Steve to your congregation ASAP.”

Patrick Mead, Senior Minister, Rochester Hills Church, Detroit      

“Thank you so much for being here..you were such a blessing to this church…It was without a doubt the most successful event we have shared with this church family in years. To God be the glory.”

– Peter Gunn, Church Elder, Round Rock Church, Austin

“I recommend Steve and his program as a great Christian way to address the growing financial problem among Christians. Serving congregations will find this a great way to reach out to the communities they serve.”

– John Clayton, Does God Exist? Ministry


“Thanks again for an excellent seminar. We are still benefiting from your seminar of five years ago and know it will just continue after this one. Thanks for all you do.”

– Dewayne Spivey, Senior Minister, Riverchase Church of Christ, Birmingham

“I have heard nothing but raves. Thanks for the good work you do!”

– Dr. Cecil May Jr., Dean, Faulkner University

“The No Debt No Sweat! Seminar was very helpful for the Figueroa Church…and for me personally. I am pleased to recommend it to others.”

– Dr. Calvin Bowers, Professor of Communications, Pepperdine University

“I can’t say ‘thank you’ enough to express how grateful I am that you agreed to come and share the No Debt No Sweat! Seminar at the McDermott Road church. You have truly blessed this congregation!”

– Tim Pyles, Senior Minister, Plano, Texas

“The seminar was outstanding!  Your presentation was what we had hoped—Biblically based, practical and interesting.  I am confident that many of our members will benefit.”

Frank McCreary ,Church Elder and Attorney, Nashville

“Thanks for coming our way.  God truly anointed the weekend with your presentations. They were timely, biblical. Already much good is coming from them.  We also are excited about beginning the NDNS! Boot Camp follow up study. We look forward to your return.”

Gary Evans, Church Sheppard, Lubbock, TX

“Great job. What a blessing. Thanks for being here.”

Mark Taylor, Senior Minister, Memorial Church of Christ, Oklahoma City

“Thank you for helping to make the Spiritual Growth Workshop a wonderful uplifting spiritual experience.  The feedback we received (has) been overwhelmingly positive…excellent, excellent, excellent.”

– Joe Roberts, Director, Orlando Spiritual Growth Workshop

“The NDNS seminar was a huge hit with our people! It brought in visitors, enthused our members and left everyone with excellent principles for practical stewardship and budgeting. It was fun and Steve was a great presenter! If you are considering using Steve Diggs, it’s a no sweat decision: Just say yes!”

– Jeff Walling, Providence Road Church of Christ, Providence

“Thank you…God used you mightily to both encourage and equip…lives were changed through you! We truly appreciate your unselfish commitment…it’s always great having you!"

– Walt Leaver, Vice President, Lipscomb University, Nashville

"Good, easy to understand stuff…thanks for being a servant to the brotherhood!"

-Randy Becton, Hope for Life Ministries

“Steve has a unique way of sharing key concepts and truths with energy and clarity.  Regardless of where one may be in their life journey or what challenges and obstacles one may be facing, this seminar will infuse new strength, impart real hope, and give clear directions for finishing strong and finishing well.  This is a seminar that will bless and help all who attend.”

– Karl Jones, Preaching Minister, Dallas

“Steve Diggs does a great job with a difficult subject: Money!  God’s people struggle all the time with how to make it, spend it, and manage it and still glorify God with it. Steve brings a strong Bible based approach to how a Christian should relate to money. He is also a great teacher of fundamental financial information concerning things like insurance, investments, and retirement planning.  Steve’s program, “No Debt No Sweat” is a practical and effective way to handle money and to do it right.”

Phil Barnes, Senior Minister, Madison Church of Christ, Nashville

“We are excited to have you scheduled to come back…you did a great job… members are making changes in their lifestyles because of your seminar. I really appreciated the kind way that you spoke about the responsibility of a Christian.”

– R.C. Hudson, Elder, Riverside Church

“Audiences across America invite Steve back over and over again because he says what they need to hear. Don’t miss Steve…he nails it every time! Your life will be blessed.”
-Joe Beam, President, LovePath International

“Steve, thanks again for a great seminar. Still a lot of talk going around which means it must have hit a chord. Thanks, love you brother!”

John Anderson, Mid-Cities Church, Fort Worth, TX

“I’m still hearing good results from the seminar.  Regularly I hear from members that are maintaining their budgets and, in some cases, beginning to get into investing for the future.  It is a positive move for an area that did not have much of a focus on this.  I, myself, have made some major financial decisions that I’m implementing that will have a major impact on cutting my monthly outgo in half as soon as they are complete.”

– Ray Brown, Church Finance Chairman, Trenton

“Thanks for your outstanding presentation during our recent Worship Leaders Institute.  We received much positive feedback. Thank you for your invaluable contribution to our very successful week.”

Keith Lancaster, President, Praise & Harmony Ministries

“The No Debt No Sweat! Seminar was successful and promoted a renewed sense of responsible stewardship among our church family and those in the community…”

– Houston Heflin, Minister, Richardson East Church of Christ, Dallas

“Steve (is) an excellent communicator who talks to the hearts of his audience. He has compassion for their spiritual needs above the financial needs…The seminar definitely changed lives for the better…There was nothing but positive feedback.”

Chris Vidacovich, Minister, Kilgore TX

“Excellent material—and very well presented.”

Jim Pounders, Christian Publisher 

“Now two weeks past the seminar we continue to hear positive things from our folks.  It was ‘eye opening’ as one member put it.  It was a great weekend! You can be assured that I will have no qualms about recommending the seminar to other churches.”

Dennis Conner, Minister, Brooks Avenue Church, Raleigh, NC

“This was the most successful event that we have conducted over the years."

– Ron Russell, Church Shepherd, Seaford, Delaware

“God bless you for helping people understand the critical importance of these kinds of things.”

– Dr. Paige Patterson, President, Southwestern Baptist Theological Seminary

“When it comes to finances and life skill, Steve Diggs is the real deal. The modern world is changing faster than ever—Steve stays ahead of the curve and lights the way for the rest of us! You’ve got to see Steve!”

Charlie Chase, Radio & TV Host

“I received lots of good feedback.  I believe the seminar will have a tremendous impact on our church family.”

– David Hogan, CPA, Ron Blue & Company, Atlanta

“Steve is the best! I often refer friends and clients.  I admire (Steve because he makes sure) that he gets the facts straight and presents them in an entertaining way.”

Paul Winkler, President, The Investor Coach Inc., ChFC, RIA, & Radio Host

“Thank you for helping us make The Entrepreneurship Forum…such a success. It is our conviction that…entrepreneurs who had the opportunity to meet you will move forward…”

The Entrepreneurship Institute

“Steve Diggs is our Resident Money and life-Skills Coach.  Steve is wise about money. He knows all about it and he’s looking out for your best interest.”

FOX Television, Nashville

“I want to thank you for your excellent leadership at the 52nd National Conference of NACBA.  We continue to receive feedback that it was an excellent conference and your leadership was a great contribution to its success. Thank you again for the contribution you made in making our conference such a grand success.”

National Association of Church Business Administrators

“I really enjoyed the seminar and I know that our church will reap immeasurable rewards.”

Mike Gwin, Professional Financial Planner, Dallas area

“I wanted to…express how meaningful the time you spent with us was…Your sincere spirit and personality enhanced everything you said…Our men were both encouraged and blessed by the experience.”

Pastor Ken Polk, Northside Baptist Church

“What a great seminar.  All I hear are good things about the presentation—the professionalism and the awesome material. Steve you did a wonderful job, and I highly recommend your ministry.”

Dr. David Henniger, M.S.; M.F.P; D.PC; Marriage Therapist, Charleston

“Steve is a ’Just Do It’ kind of guy.  He motivates people to achieve their potential and gives them real tools to make it happen; and makes my life as an event coordinator easy.  Steve delivers on the money about money.”

Country Radio Broadcasters, Inc.

“Steve Diggs (is) a public relations expert.”


“Thank you…every employee that attended…has personally thanked me for having you come. There was an excitement with all of them that I have not seen before and I think it is because you showed them things that they could do immediately that could change their lives…if anyone ever needs a reference send them my way.

– Mike Rampy, President, Air Assurance Corporation, Tulsa

“You did a remarkable job…thanks for helping us.”

– Donnie Hilliard, Managing Editor, Our Families Magazine

“Steve Diggs knows all about the trappings of success.  Yet through it all, he has discovered the keys to enjoying Godly success…(how) to lead a Christ centered life in a self centered world.”

Christ Community Church, Franklin, TN

“Steve Diggs helps us in our struggle between…the temporal and the eternal.  We all need this kind of help.

– Cal Thomas, FOX News commentator & USA Today columnist 

“You are helping an incredible number of people!”

Bobby Ross, Managing Editor, The Christian Chronicle

“(Steve Diggs) meets real life needs… an excellent community outreach tool as well as being a blessing to every member of your congregation.”

– Mike Root, Senior Minister, Florissant Church of Christ, St. Louis

“Great job…I know your seminar made an impact on many of our people.”

–  Ronnie Morgan, Minister, Castle Hills Christian Church, San Antonio

“Our people…loved your (seminar) because it was practical and hopeful.  (They) liked you and your engaging conversational style. Looking forward to your return.”

– Ronnie Norman, Senior Minister, First Colony Church, Sugar Land, TX

“Is it right for Christians to prosper, live well, and enjoy life?  Or should achievers feel guilty?  (Steve Diggs) calls for people to pursue excellence to God’s glory…(and) will challenge the best and holiest within you.”

– Dr. Rubel Shelly, Author and President of Rochester College  

“Scripturally sound, (Steve) provides no-nonsense, practical how’to’s in living a balanced, successful life of integrity and faithfulness.”

Dr. Steve Brown, President of KEY Life Network  

“With metro Detroit having some of the highest unemployment, bankruptcy, and foreclosure rates in the nation, the NDNS! Seminar gave us more faith in God, more hope for tomorrow and a plan for success.”

Peter Morphy, Royal Oak Church of Christ, Detroit

“Your financial seminar…was a big success!  (We) have received words of thanks from members of all ages.  This would be an appropriate program on Christian stewardship for other congregations to provide for their members.”

– Thomas Trimble, Former Chairman, Pepperdine University Boards of Regents and Church Elder

“Steve Diggs is REAL! If Steve doesn’t make you want to be a “Brand New You”, you aren’t breathing in and out!  Steve motivates people to achieve their potential and gives them real tools to make it happen. Steve makes my life as an event coordinator easy.  Steve delivers on the money!””

Sheree Latham, Nashville Area Convention Planner


“(Your presentation) helps people get out of trouble and reach their goals by using an ‘A,B’C’ approach for money management.”

– Pastor Gary Hardin, First Baptist Church, Shepherdsville


“Thank you…(your presentation was) fantastic and a great blessing…Steve communicates with ease and enthusiasm (making) it comfortable and enjoyable for his audience..”

– David Ryal, College Professor, Morro Bay, California


“I just wanted to pass along a hearty ‘well done’ to Steve Diggs for his seminar…It was refreshing to hear someone tell the truth…If only this stuff was taught in schools!”

– David K. Bloxsom, Personal Financial Analyst


“Just a word of great appreciation for what you shared at the Christian Life Center. Your influence on me has certainly been affirming to the faith and enrichment to my soul. God bless you.”

– Pastor Brent Fitzgerald, Christian Life Center, Herrin IL


“We completed our seminar last night and it was great! Steve made a powerful biblical presentation with day-to-day applications. He not only was informative, but he used object lessons and props and humor to alleviate some of the stressful points that debt brings. I highly recommend you get him…”

– Ken Ellis, Minister, Hastings Church of Christ, Hastings, Nebraska


“The No Debt No Sweat! Seminar made a significant contribution to the service and outreach of Bridgewood, and provided a valuable asset for many in dealing with their personal finances. The popularity and benefit of the seminar is evidenced by the number of those wishing to part of the follow-up NDNS! Money Boot Camp classes.”

– Ed McGeachy, Senior Minister, Bridgewood Church, Fort Worth


“Thanks for coming. People are still talking about how helpful it was.”
– Emmitt Channell, Director, Southeastern Pennsylvania Bible Workshop

“Steve’s NDNS! Seminar blew the doors open revealing the “dirty little secrets” of financial bondage so many in our church family were hiding—making us laugh at times at our own silliness. Yet also making us more determined than ever to follow and share very practical solutions offered about how to break the debt chains for good…(we’re) using this as an outreach to our community. We’re excited!”

– Jim Denison, Senior Minister, Frederick Church, (Washington DC area)


“I just wanted to say ‘thank you’ for coming and sharing your No Debt No Sweat! Seminar…it was informative and challenging and we appreciate your willingness to…share a Bible-based way to handle money. May God bless…your ministry!”

– Sam Dunn, Minister, Meadow View Church, Frazeysburg, OH


“Steve Diggs is a friend and does a phenomenal job in this seminar. It is the best in and out of our brotherhood of anything that’s going on in the country.”

– Ray Fulenwider, Outreach Minister, Dallas


“Everyone can’t stop saying great things about the seminar.”

– Richard Fancher, Administrative Minister, Houston


“Thanks again for your time and effort…God will be blessing us through your encouraging words for years to come.”

– Dr. Tim Brandon, Financial Ministry, A&M, College Station


“Thank you for your part in making this perhaps our best workshop to date. Your efforts have touched the lives of people from all over the country. People came from as far as Illinois to hear what you had to say—and they were blessed. Thank you soooo much for making our workshop so meaningful and enriching!”

– Kevin Schwiger, Director, Spiritual Growth Workshop, Fresno, California


“I enjoyed attending the No Debt No Sweat! Seminar here at Pleasant Valley. Our response has been nothing but positive.”

– Phillip Baker, Church Administrator, Pleasant Valley Church, Little Rock


“It’s been great…Steve teaches money management principles in a practical, understandable way that relates to everyday life.”
– Pastor Ron Kallem, Copper Creek Baptist Church

“No Debt No Sweat! shows people how to free themselves from the bondage of financial pain. The audience learns to get out of debt—and permanently kill the Debt Monster.”

– Rocky Mountain Christian


“Your No Debt No Sweat! Seminar was a hit! The presentation was fast paced, enthusiastic and covers a wide range of financial information based on God’s word. With so many people having financial struggles today, whether they are university students, young families, or retirement age, they need to hear your suggestions as to how we can control money and not allow money to control us. Thanks!”

– Rodney Roberts, Involvement Minister, Lubbock, Texas


“I was so encouraged in your seminar…Praise God! May your light continue to shine for Him everywhere you speak. I love you, brother.”

– Ron Bamburg, Evangelist, The Lord’s Church, CA


“I wanted to reiterate my gratitude for the work you are doing. I know (your) lessons will carry over into the advice that I give all my clients…I feel that next to the Bible, your book is the best financial success manual I have ever read.”

– Ryan K. Scott, Certified Financial Planner



Debt Problems?

You are not alone! Debt problems don’t just happen to uneducated folks. Bright, suave, business tycoons and financiers fall into the debt trap. Borrowing, and the associated problems it can bring, affects people in all walks of life. Today, if you’re struggling with debt, I want you to know that you’re not alone—not by a long shot. The average family carrying credit card debt probably owes a little over $11,000. The good news is, there is hope!


About the Seminar

Steve’s No Debt No Sweat! teachings on Christian money management have had a profound effect on people around the world. People are learning to live within their means. Some are able to give more. Marriages are closer. Others have learned how to avoid bankruptcy. Instead of pandering to the “wealth and prosperity” teachings that are so popular today, Steve gives clear, simple, practical solutions with a Biblical base. This stuff really works!

About the Seminar




The Goodbye Kiss: Providing for Loved Ones

Recently I witnessed a different type of goodbye kiss. It occurred between a mother and her daughter, and was one of the most touching goodbye kisses ever. Actually, it wasn’t a physical kiss at all. Instead it was the way Sandra (not her real name) said goodbye to her 14-year old daughter, Bonnie.


Scholarships: How to Avoid the “Gotcha’s”

College and University Scholarships and Student Loans, Student Debt – Scholarships: How to Avoid the “Gotcha’s”


Eat Your Problems for Breakfast

Learn to Eat Your Problems for Breakfast with these Christian Life Skills. – Although the name of this article is inspired by a book title from twenty years ago, I still love that little phrase. One of the most human of all the things we do is try to avoid pain…





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